Terms & Conditions

Understand the guidelines governing our services.

Last Updated: December 24, 2024

1. Agreement to Terms

By accessing, registering for, or using DeriveAI (the "Platform"), you expressly agree to be bound by these Terms & Conditions ("Terms"). Creating an account or using any part of DeriveAI indicates that you:

  • Have read and understand these Terms
  • Agree to be bound by these Terms in their entirety
  • Acknowledge all risks associated with options trading
  • Accept responsibility for your trading decisions
  • Confirm you are legally able to enter this agreement
  • Understand this is a legally binding contract

If you disagree with any part of these Terms, you must not access or use the Platform.

2. Service Description

DeriveAI is an options research and analysis platform that provides:

  • Market research and analysis tools
  • AI-powered insights and recommendations
  • Options strategy optimization tools
  • Educational resources and market data

We explicitly do not:

  • Execute trades
  • Provide direct investment advice
  • Manage user funds
  • Guarantee trading outcomes

3. Trading Risks and Platform Limitations

No Investment Advice

  • DeriveAI is strictly a research and analysis platform
  • We do not provide personalized investment advice
  • Our AI-powered analysis and recommendations are for informational purposes only
  • Users must conduct their own due diligence before making any trading decisions

Risk Acknowledgment

By using DeriveAI, you explicitly acknowledge that:

  • Options trading involves substantial risk of loss
  • Past performance does not guarantee future results
  • AI-generated insights are not guarantees of trading success
  • Market conditions can change rapidly and unpredictably
  • Technical analysis and AI predictions may fail
  • You may lose your entire investment

Platform Limitations

Users understand and agree that:

  • Historical data may be incomplete or inaccurate
  • Technical issues may affect platform performance
  • AI analysis may contain errors or omissions
  • Market data may have delays or inaccuracies
  • Strategy optimization results are theoretical
  • Actual trading results will vary

4. User Obligations

Users agree to:

  • Provide accurate account information
  • Maintain account security
  • Use the Platform legally and responsibly
  • Not attempt to reverse engineer the Platform
  • Not misuse or abuse Platform features
  • Not share account access
  • Not use the Platform for automated trading
  • Not redistribute Platform content

5. Subscription and Billing

  • Subscription fees are charged as specified in pricing
  • Users may cancel at any time
  • No refunds for partial months
  • We reserve the right to modify pricing with notice
  • Free tier limitations apply as specified
  • Failed payments may result in service interruption

6. Data and Privacy

We collect and process:

  • User account information
  • Platform usage data
  • Trading preferences
  • Research history
  • Technical data

All data handling complies with our Privacy Policy.

7. Intellectual Property

  • All Platform content and features are proprietary
  • Users retain rights to their personal data
  • AI-generated insights are Platform property
  • Platform name and logo are protected trademarks
  • Users may not copy or reproduce Platform features

8. Liability Waiver and Limitation

Users explicitly waive any claims against DeriveAI arising from:

  • Trading losses
  • Platform-generated analysis or recommendations
  • Market data or technical issues
  • Strategy optimization results
  • AI-generated insights or predictions
  • System downtime or errors

DeriveAI's liability is limited to the amount paid by the user for Platform access in the previous 12 months.

9. Termination

We may terminate accounts for:

  • Terms violation
  • Abusive behavior
  • Payment issues
  • Platform misuse
  • Legal requirements
  • No reason, at our sole discretion

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware. The Platform is owned and operated by DeriveAI, Inc., a Delaware corporation.

Any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in Delaware. You agree to submit to the personal jurisdiction of these courts.

11. Changes to Terms

We reserve the right to modify these Terms with:

  • Reasonable notice
  • Email notification
  • Platform announcement
  • Continued use constitutes acceptance

12. Corporate Information

ROUTUR, Inc.

  • A Delaware Corporation
  • Operating Address: Lafayette, Louisiana
  • Contact: support@deriveai.co
  • Website: deriveai.co